Tom Nie

Tom Nie Insurance & Retirement Planning - Protecting What You Have Built Since 2001 For more than two decades, Tom Nie has helped families and business owners in Silicon Valley and beyond protect what they have built - and plan with confidence for what comes next. Tom entered the insurance profession in 2001, bringing an engineer's discipline and a technologist's feel for a changing world. His practice rests on a simple idea: sound financial protection is not a product you buy once - it is a plan you build carefully, review regularly, and count on when life changes. Areas of Practice Life Insurance Protection that helps a family keep its home, its plans, and its standard of living if a breadwinner is gone.

Long-Term Care Planning Planning ahead for the cost of care in later years, so a health change does not become a financial crisis for you or your family.

Retirement Annuities Retirement income planning designed to turn years of saving into a steady, dependable income stream you can organize your retirement around.

Critical Illness Protection Coverage that pays a benefit when a serious illness strikes, helping with treatment costs and time away from work. From Engineering to Financial Protection Tom graduated from the School of Mechanical Engineering at Southwest Jiaotong University and began his career in the high-tech industry before moving into insurance in 2001. That training still shapes his work: start with the facts, understand how the pieces fit together, and choose the solution built to hold up over the long term. Industry Recognition Tom's work has earned numerous honors in the insurance industry, including Top of the Table membership in the Million Dollar Round Table (MDRT) - recognition reserved for the profession's top-performing advisors. Community Leadership Giving back is a central part of Tom's life in the Bay Area, including building bridges between communities in China and the United States. His leadership roles include: President - American Hunan Yongzhou Association President - Jiaotong University Northern California Alumni Association Vice President - Federation of Chinese Higher Education Alumni Associations